Insurance Fees

Affordable, Transparent Care for Your Journey

At Behavioral Wealth Institute, we believe financial stress should never stand between you and emotional wellness. That’s why we provide clear information about our rates, insurance options, and protections under the law, so you can focus on growth, not guesswork.

Insurance Coverage

We currently accept the following insurance plans:

  • Aetna
  • Anthem Blue Cross Blue Shield
  • Carelon Behavioral Health
  • Cigna / Evernorth
  • Sentara Health Plans/Optima
  • UnitedHealthcare / Optum
  • Medicaid

Coverage may vary based on your plan. Please verify benefits directly with your insurance provider.

Session Fees

Transparent pricing for our therapy and consultation services

Service Type Fee Range
Individual Therapy
Initial Intake Evaluation
$150 – $185
Individual Therapy
Ongoing Sessions
$190 – $215
Children & Adolescent Therapy $150 – $185
Couples & Family Therapy $150 – $185
Group Therapy $60
ADHD Testing Varies by scope of evaluation
Health Behavior Consultation $90
Professional Consultation Variable by type

Exact fees may vary by clinician and service type. Please inquire for details.

In-Network vs. Out-of-Network

  • In-Network: Responsible only for your copay, coinsurance, or deductible as determined by your insurer.
  • Out-of-Network: Pay out-of-pocket; we provide a superbill you can submit for possible reimbursement.

No Surprises Act: Your Rights

Under the No Surprises Act (Jan 1, 2022), you are entitled to a Good Faith Estimate of charges if uninsured or not using insurance.

  • Receive written estimate before first session upon request.
  • Dispute charges $400+ above the estimate.
  • Designed to protect against unexpected medical bills.

Learn more

Sliding Scale & Cost-Saving

  • Sliding Scale: Available on limited basis depending on income and need.
  • Group Therapy: Lower-cost option in a supportive community setting.
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